There’s a big difference between an unsecured and secured loan. Understanding the differences is key to financial literacy. They can have long-term effects on your finances. Unsecured loans do have collateral requirements. Secured loans, however, are exempted from these requirements. This difference can be detrimental if you borrow more or need to repayRead More →
A little girl from Leeds remained smiling “from ear to ear” following a dramatic makeover to her bedroom. Zarach, a charity that helps families and those living in poverty, shared a photo of the youngster’s bare bedroom with no rugs or bedding earlier this month. A GoFundMe campaign also revealedRead More →
On October 21, the Board of Directors of the National Credit Union approved a final rule by a 2-1 vote to expand the range of licensed activities and services in which credit union service organizations (CUSOs) can engage. Under the final rule, CUSOs will be allowed to create, buy, sell,Read More →
On October 21, the Board of Directors of the National Credit Union approved a final rule by a 2-1 vote to expand the range of licensed activities and services in which credit union service organizations (CUSOs) can engage. Under the final rule, CUSOs will be allowed to create, buy, sell,Read More →
When AARP Colorado wants to get a message across, they turn to their contact at the State Capitol, Greg Glischinski. The Colorado chapter of the national organization that serves and advocates for Americans 50 and older also relies on the Centennial Volunteer for a range of other tasks. He alwaysRead More →
By Charlène Crowell (Trice Edney Wire) – As the annual holiday shopping and celebration season approaches, a leading federal financial regulator has released new research detailing how communities of color are not only being targeted by well-known types of predatory lenders , but new forms of fraud are seeking toRead More →
This story was supported by the Draft report on economic difficulties, a non-profit journalism. Editor’s Note: This article contains spoilers for Squid game. Now the most seen show in the Netflix story, Squid game – a South Korean series that reached number 1 in 90 countries – shows the fateRead More →
Two recent reports point to the need to reform income-driven plans to repay student loans as the repayment pause ends early next year and the Education Department seeks to create a new plan through of the regulatory process. Of those borrowers in repayment in the Education Trust study of howRead More →
Underserved people have traditionally relied on ATMs to access cash, but one company is expanding ATM services to include a variety of tools for them. Maya Labs recently developed its Smart ATM platform, which enables check cashing, money transfer, real-time bill payment, cell phone top-ups, micro-loans and bitcoin to peopleRead More →