HDFC home loan on WhatsApp | Check interest rate, how to apply

HDFC’s home loan offer is built on the WhatsApp business platform. Homebuyers can take advantage of 24/7 installation.

Here are the step by step details of how to apply for HDFC home loan via Whatsapp.

STRONG POINTS

  • HDFC has raised its retail prime rate on home loans
  • Last month, HDFC and HDFC Bank launched merger plans
  • RBI raised the repo rate by 40 basis points

HDFC offers instant home loan approval offer via Whatsapp. With this “one-time offer”, HDFC will provide buyers with principal home loan approval within two minutes via WhatsApp, according to a report by Business Today.

Homebuyers can take advantage of 24/7 installation. They won’t have to wait for a home loan approval letter because there is no waiting time.

This comes after HDFC developed the solution on WhatsApp Business Platform with the help of Congo AI.

“HDFC’s spot offering is based on WhatsApp Business Platform, an enterprise solution that enables businesses to communicate with new and existing customers on WhatsApp in an easy, secure and reliable way,” HDFC said.

Here are the step by step details of how to apply for HDFC home loan via Whatsapp.

HOW TO REGISTER

First, home loan seekers should start a conversation on HDFC’s Whatsapp number – +91 98670 00000.

You will be asked to provide basic information.

Subsequently, the provisional or conditional home loan offer letter is generated instantly.

HDFC HOME LOAN INTEREST RATES

Meanwhile, the housing finance company raised its retail prime rate on home loans by 30 basis points effective May 9.

This comes after the Reserve Bank of India (RBI) raised its main lending or repo rate by 40 basis points to 4.40%. It was the RBI’s first rate change in two years and its first rate hike in nearly four years.

Last month, HDFC and HDFC Bank, the country’s largest private sector lender, launched merger plans to create a financial services giant to tap into growing demand for credit.

READ ALSO | RBI Repo Rate Rise: Home Loan, EMI Auto Loans Likely to Rise, Acche Din for FD Investors


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